Boundary County Homes under $400,000

Boundary County Homes under $400,000

Welcome to Boundary County, Idaho—a hidden gem nestled in the northern part of the state, known for its breathtaking natural beauty and a tight-knit community spirit. With its stunning landscapes, including the majestic Selkirk Mountains and pristine lakes, Boundary County offers an idyllic setting for those seeking a serene lifestyle away from the hustle and bustle of city life.

Whether you're an outdoor enthusiast, a family looking for a peaceful place to settle down, or a retiree seeking tranquility, Boundary County has something for everyone. The area is rich in recreational opportunities, from hiking and fishing to skiing and snowmobiling in the winter months. With a variety of parks and trails, you can truly immerse yourself in the great outdoors.

What’s even more exciting is that Boundary County offers an array of charming homes priced under $400,000. These properties provide excellent value for first-time homebuyers, families, and anyone looking to invest in a slice of Idaho paradise. You’ll find a mix of cozy single-family homes, modern townhouses, and even some charming cabins, all designed to cater to diverse lifestyles and budgets.

Living in Boundary County means enjoying a peaceful, rural lifestyle while still being close to essential amenities. The local schools are known for their dedicated staff and community involvement, ensuring a nurturing environment for children. With a welcoming atmosphere and a strong sense of community, Boundary County is not just a place to live; it’s a place to call home. Discover your dream home in this picturesque county today!

Newest Boundary County Homes under $400,000

6733 Chippewa, Bonners Ferry
$389,000
3 Beds ⋅ 2 Baths ⋅ 26-9844 MLS
The convenience of town with country charm, this 3 bedroom, 1.5 bath home includes a private fenced yard featuring a well situated gravel firepit, multiple fruit trees, several flowerbeds and a garden to enjoy; not to exclude a view of the Cabinet mountains. At 1520 sf, it's a hidden delight. The entrance conveniently offers a mudroom with laundry and a bathroom. The spacious kitchen opens to a dining area and living room recently updated with a mini-split for easy comfort in both summer and winter. The full bath is perfectly situated between the two main level bedrooms which look out to the garden. There is a loft to use as another bedroom, craft-room, sewing room, or whatever you can imagine! A 1 car garage is attached with matching wood doors and finished with a lean-to; perfect for storing your winter wood. Experience a lifestyle you didn't know you could find in town!

6733 Chippewa, Bonners Ferry
7084 Ash, Bonners Ferry
$285,000
2 Beds ⋅ 1 Baths ⋅ 26-9553 MLS
A charming piece of Bonners Ferry history, this 1910 home is full of character, natural light, and thoughtful use of space. Original details blend with everyday function, including hardwood floors salvaged from the historic Mt. Hall gymnasium, a full kitchen with dishwasher and natural gas appliances, and a bright, efficient layout. A newer foundation, estimated at approximately 15 years old, and a roof approximately 10 years old add confidence to this century-old home. Set on two city lots with fruit trees, a covered porch, storage shed, and off-street parking, there's plenty of outdoor space without giving up the convenience of living in town. Enjoy easy access to downtown Bonners Ferry, schools, local shops and restaurants, with the Kootenai River, mountains, lakes, and endless North Idaho recreation just beyond town. A comfortable starter home, downsizing option, or investment property with a little piece of local history built right in.

7084 Ash, Bonners Ferry
97 Division, Moyie Springs
$320,000
2 Beds ⋅ 2 Baths ⋅ 26-9160 MLS
Looking for a home with real potential in a great location? This 2-bedroom, 2-bathroom ranch in the City of Moyie Springs is ready for your finishing touches. Vaulted ceilings span the open-concept living, dining, and kitchen. The living room centers around a natural gas freestanding stove, while the kitchen offers ample cabinet space, gas range, and refrigerator. The large primary bedroom has an en-suite full bath. Home also features a second bedroom plus full guest bath. The home also features a dedicated laundry room with storage, a small den/office, and a convenient front entry. The attached partially converted 12'X20' garage space is insulated and equipped with a through-wall heater with A/C unit; finish the conversion to add square footage to the home, or restore it to full 2 bay garage use. Out front enjoy a covered porch, and out back a fenced yard with patio. City water, natural gas, and fiber internet. Great bones; bring your vision! Sold as-is.

97 Division, Moyie Springs
6552 Jackson, Bonners Ferry
$349,900
2 Beds ⋅ 1 Baths ⋅ 26-9123 MLS
Move-in ready 2-bedroom home on a fully fenced corner lot in Bonners Ferry, Idaho, with a brand-new roof completed in September 2026 and fresh interior paint throughout. Original wood floors add warmth and character, while the finished basement with egress windows provides bright, flexible space for a home office, guest area, hobby room or second living space. Outside, a large front deck overlooks the usable fenced yard with mature shade trees. Located on a quiet street within walking distance of downtown Bonners Ferry and just minutes from the Kootenai River, outdoor recreation and the surrounding North Idaho mountains and national forest lands. A practical in-town home with major updates already completed.

6552 Jackson, Bonners Ferry
1015 Dusty Lane, Naples
$185,000
1 Beds ⋅ 26-8772 MLS
Calling all outdoor enthusiasts! Discover 1.29 private acres ideally situated between Sandpoint and Bonners Ferry, offering a convenient basecamp for experiencing the best of North Idaho. Located near McArthur Lake and abundant public lands, endless opportunities for hunting, fishing, hiking, wildlife viewing, and year-round recreation are within easy reach. The property features an unfinished 640 sq. ft. cabin with rustic upright wood-plank siding and an open loft-style bedroom area upstairs. A wood-burning stove in the main living area serves as the primary heat source, creating the perfect foundation for a cozy recreational retreat. While there is currently no well or established water source, the property is equipped with a 1,500-gallon water holding tank. Additional improvements include a detached 24' x 32' pole building/shop, plus a large barn/shop located near the road, providing excellent space for vehicles, recreational equipment, tools, and storage. The acreage is continuously fenced on all sides, with level-to-sloping terrain offering several potential building sites or areas for RV use. With easy access from US Highway 95, no CCRs, and a central location between two of North Idaho's most desirable communities, this versatile property offers plenty of potential as a recreational getaway, future homesite, or private North Idaho retreat.

1015 Dusty Lane, Naples
7152 Second, Bonners Ferry
$339,000
3 Beds ⋅ 2 Baths ⋅ 26-8544 MLS
Prime Bonners Ferry location with opportunity and potential! This conveniently located 3-bedroom, 1.5-bathroom home offers an excellent opportunity for those looking for an affordable place to call home. Situated on .09 acres in the heart of downtown, this corner lot offers a spacious fenced-in yard and a utility shed. This charming, move-in ready 1368sqft home is a great space and location to make your own - whether you are a first-time home buyer, looking for an investment opportunity, or a chance to create something special in town - the possibilities are endless.

7152 Second, Bonners Ferry
6725 Augusta, Bonners Ferry
$380,000
3 Beds ⋅ 1 Baths ⋅ 26-7430 MLS
Here it is! A 1454 Sq Ft home with a 1070 sq ft useable basement for a total of 2524 Sq Feet! With 3 Bedrooms, 1 bath (and room to add another 1/2 bath) and all new interior paint, located in town on a nice level .34 acre corner lot with a fenced back yard that has mature fruit trees and plenty of room for a garden! This home includes a living room with a wood burning fireplace, a family room, a dining room and a galley style kitchen with cook top stove, double wall ovens and updated sink and counter tops and lots of cabinets. Great convenient location to the brand new elementary school just being built plus restaurants, grocery stores, churches, banks all just down the street! The 1070 sq ft basement is clean and a blank pallet for more bedrooms or even separate living qtrs with its own entrance! There may even be enough room to add a garage. Check it out! Easy to show!

6725 Augusta, Bonners Ferry
1628 Morris, Naples
$399,950
2 Beds ⋅ 1 Baths ⋅ 26-6710 MLS
Lookin' for a cabin on a yr round creek in the woods on 20 acres that abuts 1000's of acres of state and timber company ground?? Look no further! This super cute well built off grid cabin has everything thought out already! Most all furnishings stay for new owner. Year round Fall Creek is RUSHING by just off of the deck of the front door below ya. Great spot to sit, especially in the springtime. The water is SO loud that it is hard to have a conversation near the creek when the spring runoff is gong on! Wanna pan for gold? Have at it! You could gravity flow to the house from the spring up above if desired. Has a full concrete foundation and crawl space. Inside has oil lighting, state of the art composting toilet system, flow thru h20 heater generator ready and more! Located on a daily driven road so generally speaking the road is cleared in the wintertime! It doesn't get any better than this... Hunting, fishing, shooting on your own property and escaping the daily rat race. Do it!!!

1628 Morris, Naples
968 Roosevelt, Bonners Ferry
$265,000
3 Baths ⋅ 26-3887 MLS
**Back on market buyers unable to perform....Here's your place in the country! This 3 Bed 2 Bath home on 3/4 of an acres is ready for it's new owner! Nice open Galley style kitchen with lots of storage, a formal dining room with a large built in hutch, master suite with attached large bathroom, and more! Off of the1 of the 2 faily rooms you'll find a nice open deck with a 12x14 studio. Need space to store things? Look no further! Detached 23x17 Garage, a 22x28 carport with an enclosed workshop, a 16x30 carport and as a bonus, a 30x56 RV cover (Could be easily closed in for an awesome shop!) All of this and only 6 Miles from town on year round maintained paved roads, what are you waiting for? Make this one yours today!

968 Roosevelt, Bonners Ferry
264 Rigby, Bonners Ferry
$399,000
3 Beds ⋅ 2 Baths ⋅ 26-3205 MLS
BRAND NEW ROOF AS OF JULY 2026. A North Idaho home that makes sense--comfortable, functional, and built for everyday living. Set on just under an acre with no CCRs, this 3-bedroom, 2-bath property offers 1,422 square feet of practical space. Inside, wood floors run through a spacious kitchen with custom cabinets, a center island, and a propane range. The dining area flows into a quiet office that opens to the back patio--great for everyday use or evening downtime. A roomy mudroom adds convenience, and upstairs, all bedrooms share a full bath with good natural light. Outside, the partially fenced lot is set up for horses and chickens or the start of a hobby farm, with a 30x20 hay cover and additional storage shed offering flexible space for tools, feed, or equipment. Located 12 minutes from both Bonners Ferry and Smith Lake, with access to nearby public land, this is a solid place to settle in and make your own.

264 Rigby, Bonners Ferry
131 Electric, Moyie Springs
$330,000
4 Beds ⋅ 1 Baths ⋅ 26-3128 MLS
Adorable1938 cottage on a level, usable 0.43-acre lot just 15 minutes from town. This nicely renovated 4-bedroom, 1-bath home offers 1,162 sq ft plus a full, partially unfinished basement--ideal for storage or future expansion. Recent updates include fresh paint, wood-look vinyl flooring, stylish countertops, and a beautifully remodeled full bath. Stay comfortable year-round with electric baseboard heat and a cozy freestanding wood stove. The enclosed front porch serves as a functional mudroom/laundry, with washer and dryer included. Plenty of room to build a shop or garage. No CCRs or HOA. On a dead-end road with only 3 homes, bordered on 2 sides by County land. Less than ½ mile to the Moyie River Boat Launch and Picnic Area via Canyon View Rd. for kayaking, fishing, swimming and fun! Welcome home to North Idaho!

131 Electric, Moyie Springs
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